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| Information | Cursor | GitHub Copilot | Windsurf |
|---|---|---|---|
| Vendor | Anysphere (source record) | GitHub (Microsoft) (source record) | Codeium (source record) |
| Tool family | Coding subscription (editorial classification) | Coding subscription (editorial classification) | Coding subscription (editorial classification) |
| Capabilities | Code generation | Code generation | Code generation |
| Access methods | Unknown | Source-reported; unreviewed: IDE extension | Unknown |
| Monthly charge | Hobby: Free plan; inference cost unknown, Pro: USD 20 per month, flat rate, Business: USD 40 per seat, per month, Individual (Pro): USD 20 per month, flat rate, Teams Standard: USD 40 per seat, per month, Enterprise: Contact sales | Free: Free plan; inference cost unknown, Copilot Individual: USD 10 per seat, per month, Copilot Business: USD 19 per seat, per month, Pro+: USD 39 per seat, per month, Max: USD 100 per seat, per month, Enterprise: USD 39 per seat, per month | Pro (grandfathered existing subscribers): USD 15 per month, flat rate, Teams (grandfathered existing subscribers, per Developer seat): USD 30 per seat, per month, Windsurf Free: Unknown (inherited price), Windsurf Pro: Unknown (inherited price), Windsurf Teams: Unknown (inherited price) |
| Annual charge and monthly equivalent | No annual price published in the source record; discount policy is Unknown. | No annual price published in the source record; discount policy is Unknown. | No annual price published in the source record; discount policy is Unknown. |
| Billing unit and price dimensions | Hobby: per month, flat rate; region Unknown; tax unknown; eligibility Unknown, Pro: per month, flat rate; region Unknown; tax unknown; eligibility Unknown, Business: per seat, per month; region Unknown; tax unknown; eligibility Unknown, Individual (Pro): per month, flat rate; region Unknown; tax excluded; eligibility Individual, Teams Standard: per seat, per month; region Unknown; tax excluded; eligibility Teams, Enterprise: per month, flat rate; region Unknown; tax unknown; eligibility Scaled organizations | Free: per seat, per month; region Unknown; tax unknown; eligibility Unknown, Copilot Individual: per seat, per month; region Unknown; tax unknown; eligibility Unknown, Copilot Business: per seat, per month; region Unknown; tax unknown; eligibility Unknown, Pro+: per seat, per month; region Unknown; tax unknown; eligibility Unknown, Max: per seat, per month; region Unknown; tax unknown; eligibility Unknown, Enterprise: per seat, per month; region Unknown; tax unknown; eligibility Organizations | Pro (grandfathered existing subscribers): per month, flat rate; region Unknown; tax unknown; eligibility Existing Windsurf Pro subscribers only, Teams (grandfathered existing subscribers, per Developer seat): per seat, per month; region Unknown; tax unknown; eligibility Existing Windsurf Teams subscribers only |
| Free access and inference cost | source lists a free option; type and cost require review; free software, free inference, provider costs, and BYOK are not established. | source lists a free option; type and cost require review; free software, free inference, provider costs, and BYOK are not established. | source lists a free option; type and cost require review; free software, free inference, provider costs, and BYOK are not established. |
| Legacy categories | IDE & Editor (inherited category labels; unreviewed) | IDE & Editor, IDE Plugin (inherited category labels; unreviewed) | IDE & Editor (inherited category labels; unreviewed) |
| Metered usage rates | Unknown — inherited source data has not been independently reviewed. | Unknown — inherited source data has not been independently reviewed. | Unknown — inherited source data has not been independently reviewed. |
| Included credits and bundles | Unknown — inherited source data has not been independently reviewed. | Unknown — inherited source data has not been independently reviewed. | Unknown — inherited source data has not been independently reviewed. |
| Quotas and reset terms | Hobby: 2,000 completions per month, 50 slow premium requests (source-provided; unreviewed); quota amount Unknown; unit Unknown; reset Unknown, Pro: Unlimited completions, 500 fast premium requests per month, unlimited slow requests (source-provided; unreviewed); quota amount Unknown; unit Unknown; reset Unknown, Business: 500 fast premium requests per seat per month, centralized team billing, zero data retention privacy (source-provided; unreviewed); quota amount Unknown; unit Unknown; reset Unknown | Free: 2,000 code completions per month, 50 chat turns per month (source-provided; unreviewed); quota amount Unknown; unit Unknown; reset Unknown, Copilot Individual: Unlimited code completions, unlimited chat turns, multi-model selection (source-provided; unreviewed); quota amount Unknown; unit Unknown; reset Unknown, Copilot Business: Unlimited code completions and chat, license management, policy controls, IP indemnity (source-provided; unreviewed); quota amount Unknown; unit Unknown; reset Unknown | Windsurf Free: Unlimited basic autocomplete, 25 prompt credits / month for Cascade agent (source-provided; unreviewed); quota amount Unknown; unit Unknown; reset Unknown, Windsurf Pro: Unlimited autocomplete, 500 prompt credits per month, zero prompt wait time (source-provided; unreviewed); quota amount Unknown; unit Unknown; reset Unknown, Windsurf Teams: 500 prompt credits per seat per month, team dashboard, centralized pool management (source-provided; unreviewed); quota amount Unknown; unit Unknown; reset Unknown |
| Included models | Hobby: Claude 3.5 Sonnet, GPT-4o, Cursor-small (inherited; unreviewed), Pro: Claude 3.5 Sonnet, GPT-4o, o1-mini, Cursor-fast (inherited; unreviewed), Business: Claude 3.5 Sonnet, GPT-4o, o1, Cursor-fast (inherited; unreviewed) | Free: GPT-4o mini (inherited; unreviewed), Copilot Individual: Claude 3.5 Sonnet, GPT-4o, o1-preview, Gemini 1.5 Pro (inherited; unreviewed), Copilot Business: Claude 3.5 Sonnet, GPT-4o, Multi-model selector (inherited; unreviewed) | Windsurf Free: Codeium base models, Cascade standard (inherited; unreviewed), Windsurf Pro: Claude 3.5 Sonnet, GPT-4o, Cascade deep reasoning (inherited; unreviewed), Windsurf Teams: Claude 3.5 Sonnet, GPT-4o, Cascade Enterprise (inherited; unreviewed) |
| Bring your own key (BYOK) | Hobby: optional (inherited; unreviewed), Pro: optional (inherited; unreviewed), Business: optional (inherited; unreviewed) | Free: not supported (inherited; unreviewed), Copilot Individual: not supported (inherited; unreviewed), Copilot Business: not supported (inherited; unreviewed) | Windsurf Free: optional (inherited; unreviewed), Windsurf Pro: optional (inherited; unreviewed), Windsurf Teams: optional (inherited; unreviewed) |
| Team availability | Hobby: individual audience (inherited; unreviewed), Pro: individual audience (inherited; unreviewed), Business: team audience (inherited; unreviewed) | Free: individual audience (inherited; unreviewed), Copilot Individual: individual audience (inherited; unreviewed), Copilot Business: team audience (inherited; unreviewed) | Windsurf Free: individual audience (inherited; unreviewed), Windsurf Pro: individual audience (inherited; unreviewed), Windsurf Teams: team audience (inherited; unreviewed) |
| Regions | Global (source-provided; unreviewed) | Global (source-provided; unreviewed) | Global (source-provided; unreviewed) |
| Restrictions | Requires Cursor application install, Fair use limits apply on heavy indexing, Non-commercial personal use, Queue delays during peak hours, Single user license, Fair usage rate limits apply on extreme burst usage, Minimum 1 seat, Privacy mode enforced org-wide (inherited; unreviewed) | Requires active GitHub account, No BYOK keys supported on Individual tier, Monthly quota cap, Requires GitHub account, Individual GitHub account, No BYOK supported, Per-seat billing, Requires GitHub Organization account (inherited; unreviewed) | VS Code fork client, Credit pools reset monthly, Personal non-commercial projects, Single developer usage, Credits reset monthly without rollover, Billed per user seat (inherited; unreviewed) |
| Recorded source freshness | Source record timestamp: 2026-10-09T02:00:00Z; inherited evidence age, not a current verification. | Source record timestamp: 2026-10-09T02:15:00Z; inherited evidence age, not a current verification. | Source record timestamp: 2026-10-09T02:30:00Z; inherited evidence age, not a current verification. |
| Official sources | |||
| Comparable reviewed offers | Not comparableBilling unit differs; Region unknown; Tax treatment unknown; Eligibility unknown; Eligibility differs | Not comparableBilling unit differs; Region unknown; Tax treatment unknown; Eligibility unknown; Eligibility differs | Not comparableBilling unit differs; Region unknown; Tax treatment unknown; Eligibility unknown; Eligibility differs |
| Comparable usage rates | Not comparableOne or more selected tools have no reviewed usage rates. | Not comparableOne or more selected tools have no reviewed usage rates. | Not comparableOne or more selected tools have no reviewed usage rates. |